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Thursday, December 06, 2007

47 million Americans have no health care coverage

Some statistics from the National Coalition on Health Care about health care and who doesn't have it because they can't afford it (I bet William McGuire has health care):
* Nearly 47 million Americans, or 16 percent of the population, were without health insurance in 2005, the latest government data available.
* The number of uninsured rose 1.3 million between 2004 and 2005 and has increased by almost 7 million people since 2000.
* The large majority of the uninsured (80 percent) are native or naturalized citizens.
* The increase in the number of uninsured in 2005 was focused among working age adults. The percentage of working adults (18 to 64) who had no health coverage climbed from 18.5 percent in 2004 to 20.5 percent in 2005 -- an increase of over 800,000 uninsured workers (1). Nearly one (1) million full-time workers lost their health insurance in 2005.
* Nearly 82 million people – about one-third of the population below the age of 65 spent a portion of either 2002 or 2003 without health coverage.
* Over 8 in 10 uninsured people came from working families – almost 70 percent from families with one or more full-time workers and 11 percent from families with part-time workers.
* The percentage of people (workers and dependents) with employment-based health insurance has dropped from 70 percent in 1987 to 59.5 percent in 2005. This is the lowest level of employment-based insurance coverage in more than a decade.
* In 2005, 27.4 million workers were uninsured because not all businesses offer health benefits, not all workers qualify for coverage and many employees cannot afford their share of the health insurance premium even when coverage is at their fingertips.
* The number of uninsured children in 2005 was 8.3 million – or 11.2 percent of all children in the U.S. (1). The number of children who are uninsured increased by nearly 400,000 in 2005, breaking a trend of steady declines over the last five years.
* Nearly 40 percent of the uninsured population reside in households that earn $50,000 or more (1). A growing number of middle-income families cannot afford health insurance payments even when coverage is offered by their employers.

Why is the number of uninsured people increasing?

* Rapidly rising health insurance premiums are the main reason cited by all small firms for not offering coverage. Health insurance premiums are rising at extraordinary rates. Over the past five years the average annual increase in inflation has been 2.5 percent while health insurance premiums for small firms have escalated an average of 12 percent annually.

Want to know more about the numbers and health care ... or the sources of these statistics? Go here.

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